Moving Home

If you are hoping to move to another area of the country, need space for a growing family or you simply want to continue to climb the property ladder look no further than Green Mortgages. Our experienced mortgage advisors are here to help you find the best mortgage products on the market. We also help guide you through the process and inform you on what is required to give you the best chance of securing your next home purchase.

Valuation

If you are considering selling your home and moving to a bigger and better property, then you must first consider how much your property is currently worth on the open market. The first step is to have a look at the selling price of other homes in your locality that are comparable to your own property. This will give you a ballpark figure on what your home is worth and enable you to assess if you are likely to have sufficient equity. To get a more official valuation for the purposes of a mortgage application, you will normally require a valuation from up to three estate agents.

Your mortgage

in addition to getting an accurate valuation, getting a home mover mortgage also requires an understanding of your current mortgage commitments. If you currently have a mortgage on your property, you need to obtain/locate the following:

  • What is your current mortgage balance
  • When does your current deal expire
  • Are there any early repayment charges

These points are imperative to any mortgage advisor, as they need this to provide you with the best possible advice. From that point on, our advisors will explore with you what you may be able to borrow, what your potential monthly payments will be and create a budget plan going forward.

Mortgage application

Our clients often find it helpful to go through the process of assessment with us to ensure they understand fully what is required for a home mover mortgage application. We will also make sure that you have access to the right mortgage. We deal with over 140 lenders to make sure this is the case.

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